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NH REAL ESTATE|NH HOMES|LAKE WINNIPESAUKEE REAL ESTATE|NH LAND|NH REALTORS Tim & Pam (603) 651-8806
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"To leave satisfied you must arrive prepared."
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Consider this your home buyer’s toolkit. Open it up, take a look around, and if you like, start equipping yourself with the tools necessary to make your best purchase. In most businesses, knowledge equals power, and real estate is certainly no exception.
We hope you enjoy the free reports we’ve provided, and we hope you learn a little more about what it takes to make your important purchase a great one.
The real estate market in the NH Lakes Region is certainly volatile, and all of the information about buying a home can be overwhelming. We can help.
 When you're ready to act, contact us.
We fight on behalf of our buyers.
We negotiate the absolute best price.
We protect you.
We simplify your transaction for you as much as possible.
We look forward to working with you.
Thanks for stopping by,
Tim & Pam
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Never miss the perfect home! Search for your dream home now.
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Whether you've spent years saving and preparing to buy a home, or are unsure if you can afford it, the questions surrounding a house purchase can feel endless.
You can find the answers - and peace of mind - by working with us, the industry leader in experience and service.
If you're a renter who isn't quite ready to make the homeownership leap, use our first time home buyer information to compile a game plan and earn credits toward your closing costs.
Many buyers do not fully understand the home buying process and what role a real estate agent plays.
The following are some of the Most Frequently Asked Questions.
What does it cost as a buyer to use an agent?
The compensation that a sales agent receives typically comes from the seller's proceeds. In other words, there is no cost for a buyer to use an agent in a traditional agent/buyer relationship. In a buyer agency agreement, there may be some cost to the buyer, but even these agreements are usually worded so that the agent is compensated from the seller.
Can my agent give me information regarding properties from other companies?
Yes, if that other company is a member of Multiple Listing Service (MLS). For Sale By Owner (FSBO) properties are not listed in MLS so an agent likely would not be able to provide information regarding them. However, with a buyer agency agreement, your agent may be able to help you purchase a FSB.
What type of information will my agent need from me?
An agent will need any type of information regarding the property you are looking for that is important to you. For example, number of bedrooms, garage size, price, location and number of bathrooms are common criteria. Other considerations include the school district, type of home and room sizes.
How can I find out about new properties?
Your agent should be able to accommodate your particular situation whether it is via e-mail or telephone. Clients with e-mail capability can receive automatic updates from the MLS system as soon as new listings are entered.
What if I am unhappy and want to switch agents?
Let the first agent know that you are unhappy and the reasons why. See if you can work out the issues with them. If not, tell the agent you no longer want to work with them and find another agent.
Summary
When purchasing real estate, a sales agent can be an invaluable resource if you remember your responsibilities:
Work with just one agent.
Make sure you tell your agent everything. Always tell other agents you are already working with an agent. Consider your agent your advocate.
Here are some tips to help you become your own landlord.
Hire a real estate professional.
The first step is to select a professional to help you find your dream home and fine-tune your financial expectations. Working with a buyer agent is worth consideration since he or she is legally responsible for representing the buyer's interest in a real estate transaction. Before making a decision, however, have a Realtor explain the pros and cons of using a buyer agent versus a sales or dual agent. Your Century 21 Lakes Region Realty Associate can guide you through every step to buying a home.
Shop for mortgage rates and terms.
A difference of even half a percentage point can mean a huge savings over the life of a loan. For example, the difference in the monthly payment on a $100,000 mortgage at 8 percent vs. 7.5 percent is about $35 per month. Over 30 years, that's $12,600.
Prequalify for a loan.
Your third step should be to get prequalified, which determines how much you can afford. It allows you to move swiftly when you find the right home, especially when there are other interested buyers. It also indicates to the seller that you are serious and really can afford to buy the property.
Define what you want.
The next step is to create a realistic idea of the property you'd like to buy. What features are most important to you? Make two lists: one of the items you can't live without and one of the features you would enjoy. Refine the lists as you house hunt. It is also helpful to search online to see what is currently available on the market. Your real estate professional can then show you houses that meet your expectations.
Visit properties.
Now you're ready to visit houses. Ask your C21 Associate to arrange showings, and keep track of the properties you've seen.
Know the features that help or hurt resale.
In some areas, a swimming pool actually detracts from a home's value and makes it harder to sell. In neighborhoods with two-car, attached garages, a single-car or detached garage may impact the home sale and future value. Your Century 21 Lakes Region Realty professional can point out features that hurt or help resale value.
Rate the houses you tour.
After touring each home, write down what you liked and didn't like. Develop a rating system that will help narrow the field down. For example, pick the house you like best on day one and compare all other houses to it. When you find a better one, use the new favorite as the standard.
Make an offer.
Once you've pinpointed your dream house, it's time to get serious about the financial and contractual side of the purchase. Your Century 21 Lakes Region Realty Associate will be a strong advantage since you and the seller have different goals.
Arrange for a home inspection.
After your offer is accepted, set up a home inspection. It's common to find problems, including leaky roofs, cracked walls, insect infestations and foundation problems. Your real estate professional can help find a reputable inspector, and will negotiate to get you the most for your money once the inspector's report is final. If you negotiate repairs as part of the purchase, ask for a "walk through" before finalizing the paperwork. Ask your real estate expert about home protection plans, which may save you money in the near future.
Close.
Before your closing date, make sure you've made all necessary deposits and completed the paperwork - including mortgage, title, homeowners insurance and any other paperwork required by local or state governments.
Prepare for life in your new home.
Before rolling out the welcome mat, consider some moving basics: arranging for an alarm company, turning on electricity, water and gas, cleaning or replacing the carpet, and notifying your local post office of your new address. The best time for renovations is often before you move in.
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CENTURY 21 Lakes Region Realty, Route 16 & 25, Ossipee, NH 03815 Cell: (603) 651-8806 Office: (603) 539-2155 Fax: (603) 539-2135
Website: WWW.REINNH.COM Tim Wade & Pamela Ross, NH REALTORS Email: LOOKING@REINNH.COM |
©2007 CENTURY 21 Lakes Region Realty. An Equal Opportunity Company. CENTURY 21 in 45 countries, 8,000 offices, 147,000 agents of change.
CENTURY 21 Lakes Region Realty fully supports the principles of the Fair Housing Act (Title VIII of the Civil Rights Act of 1968).
Each CENTURY 21 Office Is Independently Owned And Operated. All rights reserved. Information appearing on this site has been produced by or obtained primarily from CENTURY 21 Lakes Region Realty and its representatives and from CENTURY 21 franchisees. CENTURY 21 Lakes Region Realty is not responsible for the accuracy or completeness of the broker information, sales associate information, listing information or other information appearing on or through this site. Such information has been provided by independent third parties who are solely responsible for such content. Certain conditions and restrictions apply to promotions.
   
Copyright 2007 Northern New England Real Estate Network, Inc. All rights reserved. This information is deemed reliable but not guaranteed. The data relating to real estate for sale on this web site comes in part from the IDX Program of NNEREN. Subject to errors, omissions, prior sale, change or withdrawal without notice. The agency referenced may or may not be the listing agency for the property listings displayed on this website.
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